{"id":4859,"date":"2021-03-28T12:01:51","date_gmt":"2021-03-28T16:01:51","guid":{"rendered":"https:\/\/www.plymouthrock.com\/?post_type=product_3&#038;p=4859"},"modified":"2024-12-31T09:29:05","modified_gmt":"2024-12-31T14:29:05","slug":"full-coverage-car-insurance-in-new-jersey","status":"publish","type":"product_3","link":"https:\/\/www.plymouthrock.com\/insurance\/auto\/nj\/coverage-policy-options\/full-coverage","title":{"rendered":"Full Coverage Car Insurance In New Jersey"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4859\" class=\"elementor elementor-4859\" data-elementor-post-type=\"product_3\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-499693ac elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"499693ac\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a950347\" data-id=\"6a950347\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-337d6c7c elementor-widget elementor-widget-text-editor\" data-id=\"337d6c7c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p>You may have heard the term \u201cfull coverage auto insurance,\u201d and maybe you\u2019ve even used the term yourself. The thing is this isn\u2019t a specific kind of insurance. It\u2019s a general term that describes a collection of coverage options that exceed those mandated by New Jersey.<br \/>Since there is no standard definition for being \u201cfully insured,\u201d what\u2019s included may vary. You have plenty of coverages to choose from to customize your auto policy for your needs. Here are some that you may find in \u201cfull coverage.\u201d<\/p>\n\n\n\n<p>If you have questions about your current coverage, start by reading your policy and consulting with your insurance professional.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-liability-coverage\">Liability coverage<\/h2>\n\n\n\n<p>All vehicle owners in the Garden State are required to have liability coverage. The two types, bodily injury and property damage, pay others for damages or injuries you cause if you are responsible or partially responsible for an accident.\u00a0<a href=\"\/resources\/auto\/nj\">Read more<\/a>\u00a0about how it protects you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-comprehensive-coverage\">Comprehensive coverage<\/h2>\n\n\n\n<p>This coverage may pay for repairs to your car when it\u2019s damaged by something not related to a collision with another vehicle. That includes natural disasters, vandalism, fire and theft. If you financed the purchase of your vehicle, or leased it, you may be required to carry this coverage. You can find more information about it\u00a0<a href=\"\/insurance\/auto\/nj\/coverage-policy-options\/comprehensive-coverage\">here<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-collision-coverage\">Collision coverage<\/h2>\n\n\n\n<p>Damage to your car caused by hitting stationary objects, fender benders or rollover crashes are typically covered by this type of insurance. It&#8217;s differs from liability coverage in that it pays for your car repairs. You may also be required to carry this coverage if you financed your car or leased it.\u00a0 Find out more about\u00a0<a href=\"\t\n\/insurance\/auto\/nj\/coverage-policy-options\/collision-insurance\">collision coverage<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-uninsured-underinsured-motorist-coverage\">Uninsured\/underinsured motorist coverage<\/h2>\n\n\n\n<p>This coverage can help pay for expenses you incur after an accident with a vehicle driven by someone who is not insured or doesn\u2019t have enough insurance. There are two parts to this coverage: bodily injury and property damage.\u00a0\u00a0<a href=\"\t\n\/insurance\/auto\/nj\/coverage-policy-options\/uninsured-and-underinsured-coverage\">Read more information<\/a>\u00a0about it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-personal-injury-protection\">Personal injury protection<\/h2>\n\n\n\n<p>Personal injury protection, or PIP, covers your medical expenses when you&#8217;re injured in an auto accident. It&#8217;s also known as \u201cno-fault\u201d coverage because it can apply no matter which driver caused the accident.\u00a0<a href=\"\/claims\/pip\">Read more about PIP<\/a>.<\/p>\n\n\n\n<p>Talk to your insurance professional about other coverages that you may be able to purchase, such as\u00a0<a href=\"\t\n\/insurance\/auto\/nj\/coverage-policy-options\/gap-insurance\">loan\/lease gap coverage<\/a>. You can also\u00a0<a href=\"\t\n\/insurance\/auto\/nj\">read about<\/a>\u00a0customizing your auto policy to make it the best one for you.<\/p>\n\n\n\n<p>Call <a href=\"tel:800-516-9242\">800-516-9242<\/a>, get your <a href=\"https:\/\/buy.plymouthrock.com\/esales\/entry\/start?PLF_Code=HIPT&amp;iRefid=Website&amp;iRefclickid=Copy_Link\">free quote online<\/a>, or <a href=\"\/find-an-agent\">find an agent<\/a>\u00a0to see how we can help you get full auto insurance coverage in New Jersey. If you need additional information it can be found on our <a href=\"\/contact\">Contact Us<\/a> page.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"author":6,"featured_media":0,"menu_order":0,"template":"","products":[71],"state":[81],"class_list":["post-4859","product_3","type-product_3","status-publish","hentry","products-auto","state-nj"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.8 (Yoast SEO v25.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Full Coverage Auto Insurance in NJ | Plymouth Rock<\/title>\n<meta name=\"description\" content=\"Get full coverage auto insurance in NJ including liability, comprehensive, collision, uninsured motorist, and PIP from Plymouth Rock.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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