{"id":3541,"date":"2021-03-07T19:25:07","date_gmt":"2021-03-08T00:25:07","guid":{"rendered":"https:\/\/www.plymouthrock.com\/?post_type=policy_details_page&#038;p=3541"},"modified":"2025-02-11T14:55:25","modified_gmt":"2025-02-11T19:55:25","slug":"insurance-motorcycle-nj-coverage-policy-options","status":"publish","type":"policy_details_page","link":"https:\/\/www.plymouthrock.com\/insurance\/motorcycle\/nj\/coverage-policy-options","title":{"rendered":"Coverage &#038; Policy Options for Motorcycle Insurance in New Jersey"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3541\" class=\"elementor elementor-3541\" data-elementor-post-type=\"policy_details_page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-78cbf10a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"78cbf10a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-72fb028d\" data-id=\"72fb028d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c547e27 elementor-widget elementor-widget-text-editor\" data-id=\"4c547e27\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"margin-bottom: 0px;\">What we offer<\/h2><p><strong>Rider essential assurance<\/strong><\/p><ul style=\"margin-bottom: 15px;\"><li><strong>Industry-leading claim services<\/strong> \u2013 We\u2019ve simplified the claims process with <a href=\"\/claims\/services\/crashbusters\">Crashbusters<sup>\u00ae<\/sup><\/a>, <a href=\"\/claims\/repairshop\">Guaranteed Repair Shops<\/a>, <a href=\"https:\/\/efnol.plymouthrock.com\/#\/login\">online claim reporting<\/a> and <a href=\"\/claims\/carpics-photo-appraisals\">photo appraisals<\/a>.<\/li><li><strong><a href=\"\/insurance\/auto\/discounts-benefits\/get-home-safe\">Get Home Safe\u00ae<\/a><\/strong> \u2013 We\u2019ll cover your cab fare home once per policy per year up to $50 if you don\u2019t feel safe riding (excluding mechanical breakdown).**<\/li><li><strong>Mobile-friendly account access<\/strong> \u2013 Accessing your policy is fast and easy with <a href=\"\/customer-service\/manage-policy\">Manage Your Policy<\/a>, eDocuments and more.<\/li><li><strong><a href=\"\/about\/pledge-of-assurance\">Pledge of Assurance<sup>\u00ae<\/sup><\/a><\/strong> \u2013 If we ever fall short of our set customer service standards, we\u2019ll make a $25 contribution to your choice of a select group of charities.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-705a2290 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"705a2290\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-57dc6023\" data-id=\"57dc6023\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d753e3b elementor-widget elementor-widget-text-editor\" data-id=\"2d753e3b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Rider assurance plus<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e2da7ce elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e2da7ce\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1689d7f\" data-id=\"1689d7f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63b7112 elementor-widget elementor-widget-text-editor\" data-id=\"63b7112\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Rider roadside assistance<\/strong><br \/>24-hour assistance if your motorcycle is disabled. Coverage includes flatbed towing up to 35 miles, battery jumpstart, mechanical or electrical breakdown assistance, lockout service, emergency fluid delivery (cost of fluids not included), concierge service and an information hotline. Not available for ATVs, UTVs or motorcycles used off-road.<sup>1<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5d151b3\" data-id=\"5d151b3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0cc59a3 elementor-widget elementor-widget-text-editor\" data-id=\"0cc59a3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Helmet coverage<\/strong><br \/>Covers safety helmets five years old or less (Department of Transportation approved) damaged as a result of a covered collision loss, up to $500 per occurrence and is subject to the per motorcycle collision deductible.<sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-87781d7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"87781d7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-91c9494\" data-id=\"91c9494\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3262c24 elementor-widget elementor-widget-text-editor\" data-id=\"3262c24\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Trip interruption coverage<\/strong><br \/>Up to $600 payment for meals and lodging for an interrupted trip due to a covered collision or comprehensive loss making the insured motorcycle unusable. The loss must occur more than 100 miles from your residence. <sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-edb4609\" data-id=\"edb4609\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4171e73 elementor-widget elementor-widget-text-editor\" data-id=\"4171e73\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Trailer coverage<\/strong><br \/>For policies with comprehensive coverage, trailer coverage protects from damage caused by an insured peril to a trailer that can be towed by a motorcycle regardless of whether it is attached, and applies in excess above any other available coverage. This covers the trailer itself (excluding accessories and customization), not items within it. <sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-16ec71d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"16ec71d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e17baaf\" data-id=\"e17baaf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-df80dc5 elementor-widget elementor-widget-text-editor\" data-id=\"df80dc5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Replacement cost coverage<\/strong><br \/>Payment up to $45,000 to replace an insured motorcycle purchased new and deemed a total loss within one calendar year from the purchase date, as long as collision and\/or comprehensive coverage applies to the insured motorcycle at the time of loss. <sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ec7477a\" data-id=\"ec7477a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-beac931 elementor-widget elementor-widget-text-editor\" data-id=\"beac931\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Carried property coverage<\/strong><br \/>Provides up to $1,000 to repair or replace personal property damaged as a result of a covered collision or comprehensive loss to an insured motorcycle. <sup>2<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6575c4c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6575c4c7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-267b6595\" data-id=\"267b6595\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4acae3c6 elementor-widget elementor-widget-text-editor\" data-id=\"4acae3c6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Rider accessory package<\/strong><br \/>Motorcycles with comprehensive coverage automatically include up to $8,000 of accessory and customization coverage. This includes damage to accessories, chromed parts and non-standard equipment in the case of a covered motorcycle loss. You also have the option to tailor your policy with increased limits up to $30,000. Not available for ATVs or UTVs.<\/p><p>Interested in upgrading your Accessory Package? <a href=\"\/contact\">Contact us<\/a> or speak with your agent to hear more details and check your eligibility. We\u2019d be happy to walk you through your options.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-48d5693 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"48d5693\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-144861b\" data-id=\"144861b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-243ce6e elementor-widget elementor-widget-image\" data-id=\"243ce6e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/motorcycle-bo.svg\" class=\"attachment-large size-large wp-image-4935\" alt=\"Motorcycle\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a41a8de\" data-id=\"a41a8de\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d8e24a elementor-widget elementor-widget-text-editor\" data-id=\"8d8e24a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Finding the best motorcycle insurance<\/strong><br \/>With Plymouth Rock, you\u2019ll get more than you\u2019d ever expect from a <a href=\"\/insurance\/motorcycle\/nj\">motorcycle insurance<\/a> company at a price that\u2019s less than you\u2019d expect.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-946129f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"946129f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3a7baa6\" data-id=\"3a7baa6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de83aae elementor-widget elementor-widget-image\" data-id=\"de83aae\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.plymouthrock.com\/wp-content\/uploads\/2021\/03\/savings-bo.svg\" class=\"attachment-large size-large wp-image-4903\" alt=\"savings icon\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-683fa91\" data-id=\"683fa91\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e8aa71 elementor-widget elementor-widget-text-editor\" data-id=\"3e8aa71\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Ways to save on motorcycle insurance <\/strong><br \/>From being an experienced rider to having anti-theft devices, our <a href=\"\/insurance\/motorcycle\/nj\/discounts-benefits\">motorcycle insurance discounts<\/a> offer you lots of ways to save big.<sup>3<\/sup><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"author":6,"featured_media":0,"menu_order":0,"template":"","products":[73],"state":[81],"class_list":["post-3541","policy_details_page","type-policy_details_page","status-publish","hentry","products-motorcycle","state-nj"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.8 (Yoast SEO v25.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Motorcycle Insurance Coverage NJ | Plymouth Rock<\/title>\n<meta name=\"description\" content=\"Know what NJ requires 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